Finance
Australian SMEs are changing where they borrow funds from
Nearly half of SMEs have adopted asset-based lending solutions within the past two years.
ScotPac
More from ScotPac
Finance
One in three SMEs now using alternative financing sources
Findings reflect growing demand for funding models that provide faster access to capital and greater flexibility.
Cashflow
SMEs urged to be wary of the impact of Budget-related policy changes
ScotPac’s SME Growth Index showed that 68 per cent of businesses had not prepared their cash flow for PayDay Super rules...
Cashflow
Credit access now ‘the greatest constraint’ on SME growth
Nearly 40 per cent of SMEs identify access to finance as the single biggest barrier to success.
Cashflow
War, fuel crisis driving ‘two-speed SME economy’
Some sectors continued to perform strongly while others faced tightening margins amid uneven conditions.
Finance
Wage inflation, energy costs top SME owners’ worry list
Electricity costs, which account for around 8 per cent of the average SME cost base, have increased by more than 50 per ...
Growth
Research into SMEs’ optimism reveals ‘patchy’ national picture
The average predicted growth rate of 8.8 per cent is the highest ever recorded in the decade-long history of the SME Gro...
Cashflow
SMEs concerned about the impact of the rising Superannuation Guarantee
The research reveals that 58 per cent of SMEs back the relaxation of new and existing employment regulations that have i...
Finance
Majority of SMEs tapping multiple lenders for their working capital
Two-thirds SMEs say that ease of credit approval was the leading factor for choosing a secondary provider, while 37 per ...
Cashflow
Wage increases forcing SMEs to reduce hiring activities
70 per cent of SME owners plan to reduce their hiring of new employees and 64 per cent plan to reduce employee hours or ...